John Moran
The Home Mortgage Pro
Call or Text ➜ 480-227-3725

USDA Mortgage Loans

Click here for USDA mortgage rates:

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USDA mortgages were developed to help people in rural areas purchase homes with favorable terms. The United States Department of Agriculture partially guarantees these mortgages. Since they are reserved for rural homes, there are income and property location requirements that must be met.

Here are some of the highlights of USDA loan program:
  • 0% minimum down payment! (100% Loan-to-value)
  • Loan amounts up to $484,350 for a 1 unit property
  • No first time homebuyer restrictions
  • Up to 6% seller concessions allowed
  • Low monthly mortgage insurance payments
  • Bankruptcy, foreclosure and short sale allowed after only 3 years

If you are looking for USDA mortgage financing, please don't hesitate to call or email me. I'd be happy to discuss your unique scenario and help you find the best solution.

Other available loans:


John Moran - Loan Consultant
NMLS 1059293
New American Funding

8600 E Anderson Dr #210
Scottsdale, AZ 85255