John Moran
The Home Mortgage Pro
Call or Text ➜ 480-376-2191

Customer Testimonials and Reviews



Join the list of happy homeowners here! ➜


This is just a sample of the happy families I have worked with in the past.
★ ★ ★ ★ ★
I can't begin to say enough good things about working with John. We are first time homebuyers and John took the time to educate us about getting a mortgage. John was extremely knowledgeable and thorough. He was able to match the exact mortgage for our situation and save us money. John was extremely responsive to any request or question. Even our realtor really enjoyed working with him. We were able to close the loan on time without any hiccups. I highly recommend using John Moran as your loan officer for a great rate and great customer service.

Deborah W
(from zillow logo)
★ ★ ★ ★ ★
John and his team were awesome! Kept me fully informed throughout the process, never any surprises. Clearly let me know what exactly was needed and the next step. When I requested to move the close date up a full week, no problem. At closing they released funds early and we were in the house within hours. Great customer care. Highly recommend.

Peter W
(from zillow logo)
★ ★ ★ ★ ★
John is wonderful to work with and very responsive. He has answered all of my annoying questions about every little thing I could think of and explained everything in great detail. I would strongly recommend him to everyone.

Jon D
(from zillow logo)
★ ★ ★ ★ ★
I had a great experience with Cardinal Financial. John was very patient with all my questions and concerns. He answered all my emails promptly which really made the difference for me.

Tom R
(from zillow logo)
★ ★ ★ ★ ★
John helped my wife and I out with a refinance and his service and expertise was outstanding. There are so many products, so many options to choose from and John had the knowledge and patience to go over each and provide us with the information we needed to make a great decision. He was very responsive, most of the time answering emails and phone calls within minutes of me reaching out to him. I highly recommend John when choosing a Loan Officer and Cardinal Financial as a Mortgage Company. Thanks again for everything John! We are very happy with our new loan!

Dan N
(from zillow logo)
★ ★ ★ ★ ★
John helped us through a difficult long distance close. His communication and follow-up were fantastic. He was available at all times to answer questions and guide us through the process. John is thorough, honest and very knowledgeable. We highly recommend him.

Jeff L
(from zillow logo)
★ ★ ★ ★ ★
I found John to be extremely responsive. He was direct and always gave us an honest assessment of where we stood and what we could expect. We are glad to have found him and wouldn't hesitate to use him for all of our home buying needs.

Julia C
(from zillow logo)
★ ★ ★ ★ ★
John made the mortgage process easy. I was out of the country when I purchased my home and I have never had the process go so smooth. Everything happened as he told me and I got a great rate, saving me a bunch of money.

Brady M
(from zillow logo)
★ ★ ★ ★ ★
As a realtor, I have had the pleasure of working with John. Actually, my client introduced me to John. If you want the close to happen and on time, then John is the loan officer you want! He is terrific with clients as he educates and communicates. He is all about making commitments, keeping commitments and making the loan process seamless and transparent. I highly recommend John.

Kathy A
(from google plus logo)
★ ★ ★ ★ ★
After using John, our realtor has continued to direct all of her clients to him. He's always available, has extremely competitive rates, and is very knowledgeable about about the entire process. It was by far the most efficient loan process I have ever been through.

Chad S
(from zillow logo)
★ ★ ★ ★ ★
John has helped myself, and most of my family, in smooth loan transactions in both home purchase and refinancing at a lower rate . John takes his time explaining all of our options and helps throughout the entire process. By far our best experience in home loans. Freddy Lozano

Freddy L
(from zillow logo)
★ ★ ★ ★ ★
John was great. He walked us through the entire process, was always quick to respond to any questions we had, and closed our loan in the timeframe promised.

Cheree S
(from zillow logo)
★ ★ ★ ★ ★
John and his team are incredibly professional, knowledgeable, and responded within just a few minutes anytime I had a question. When other lenders said no, John said yes, and found a way to make it happen. I highly recommend John and will use him for all of my mortgage needs in the future.

Tom P
(from zillow logo)
★ ★ ★ ★ ★
Our experience with John was excellent and far superior to other Mortgage companies that I have dealt with in the past. his responsiveness was outstanding. John was extremely organized and accommodating .John delivered what he had promised, great rate, smooth transaction and trouble free process. we closed on our house in very short time.Thank you John for all your help. you are an A+++ in our book.

Ata K
(from zillow logo)
★ ★ ★ ★ ★
John walked me through every step of my refi and was quick to respond to my questions. I would highly recommend him and plan to use him in the future. The process was made easy, all promises were kept and I closed on time, highly recommend.

Bradley B
(from zillow logo)
★ ★ ★ ★ ★
John was incredible helpful in financing my new home. Along with clear communications and powerful skill-set and resources, we were able to over-come some unusual circumstances I had. I am very happy in my new home..

Bill R
(from zillow logo)
★ ★ ★ ★ ★
I recommend John completely. I came across John's name on a search for reasonable jumbo loans. I have a large home and when I purchased it, one of my two loans was mostly interest paying and would have ballooned in another year or two. I had been hoping to find a new solution to re-finance all in a big jumbo loan but my credit was just on the bubble. John responded immediately, and found an amazing possibility that we locked in and moved through a number of pieces to close in a short period of time. As questions came up John always immediately responded with detailed answers, and really broke down the pieces for me so I understood the choices and was able to secure an amazing low-interest loan. I can say my family has great security knowing there is no balloon payment waiting to take away our house some day. Thanks John.

Sasha B
(from zillow logo)
★ ★ ★ ★ ★
I'm a local Realtor and send all my clients to John Moran. He's been responsive and always kept me updated on the loan process. His knowledge of mortgages and the local market is second to none. I consider him a valuable part of the services I offer.

Rachel S
(from google plus logo)
★ ★ ★ ★ ★
We have nothing but superlatives for John Moran. He was most professional, courteous, helpful, patient, and responsive. He worked through all the challenges that came up on our home loan. He deserves an A+++ rating. Anyone who gets to work with him will come away happy.

John D
(from zillow logo)
★ ★ ★ ★ ★
I purchased a home last year using John Moran's services and I couldn't have been happier. He kept me informed throughout the loan and picked up the phone anytime I called. I would highly recommend John if you are looking for a mortgage professional.

James D
(from google plus logo)
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John Moran | NMLS 1059293
Cardinal Financial Company


16220 N Scottsdale Rd Ste 110
Scottsdale, AZ 85254

480-376-2191