The Home Mortgage Pro Blog

These posts are written by John Moran of Cardinal Financial Company and designed to educate consumers and real estate agents on the basics of home mortgage loans.

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"I purchased a home last year using John Moran's services and I couldn't have been happier. He kept me informed throughout the loan and picked up the phone anytime I called. I would highly recommend John if you are looking for a mortgage professional."
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All Blog Posts:

Who are the people involved in a home purchase?

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What is a good debt-to-income ratio?

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What is mortgage insurance and why do I have to pay it?

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How do I cancel my mortgage insurance?

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How are residential appraisal values determined?

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How much down payment do I need to buy a house?

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Which documents will I need to get a mortgage?

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Why are home mortgages sold, sometimes more than once?

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What is title insurance and why is it necessary?

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Which loan term should I choose for my new mortgage?

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How do bi-weekly mortgage payments work?

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Why is a mortgage payoff higher than the current balance?

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What are the differences between FHA loans and conventional loans?

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John Moran
The Home Mortgage Pro
Call or Text ➜ 480-376-2191

John Moran | NMLS 1059293
Cardinal Financial Company

16220 N Scottsdale Rd Ste 110
Scottsdale, AZ 85254